Chapter 5 - The Man Who Asked for Another Week

Rebecca and I met with our attorneys before sharing any additional records. She lived three counties away and worked as a physical therapist. She had changed her name back after the divorce, but a company Nathan once managed still listed her as a contact on old filings.
"I've been trying to get that registration corrected," she said. "I thought the accounts were finally closed."
She showed us correspondence with the lender about a previous disputed application. It was similar but not identical to mine. Diane made clear that we couldn't assume the same person had submitted both without authentication. We could, however, coordinate requests so relevant records were preserved.
Rebecca looked at me across the table.
"When he proposed to you, did he promise things would be different after the wedding?"
I almost laughed.
"He said we'd stop living in separate places and finally have a real future."
"That was his favorite sentence," she replied.
I wasn't angry at her. I was angry at the time we'd both spent hoping a future promise could make today's questions disappear.
Nathan called from a new number that afternoon.
He sounded exhausted. He said he was staying with a relative in Dayton and wanted to meet me privately.
"I need one more week," he said.
I looked at Rebecca's folder.
"No."
"Lena, I can repay the loan if the contract clears."
"Which contract?"
He went silent.
"The hotel installation," he said at last. "If they pay me, I can cover everything."
"Did you sign my name?"
"I used the business information you gave me. I thought you understood we were investing together."
"I authorized you to collect wedding invoices, Nathan. Not to borrow in my name."
He started to explain that the lender required a guarantor and that he had intended to tell me afterward. The more he spoke, the clearer it became that he knew I had never consented.
"Please meet me," he said. "I don't want lawyers turning us into enemies."
"We're not enemies because I have a lawyer. We're in this situation because you kept making decisions about my money without asking me."
After the call I wrote a factual account of his statements while I still remembered them. I gave it to Diane. She advised me not to arrange a private confrontation or make promises about withdrawing the dispute.
A few days later Nathan sent an email apologizing for leaving the wedding. It included screenshots of supposed customer payments due to his business. He said the money would arrive soon and asked me not to "damage the chance to set things right."
Diane inspected the information that was relevant and told me not to rely on projected payments as proof the debt could be cleared.
Then the wedding venue sent its final accounting. We owed for staff and perishable food that had already been prepared. Other portions of the event had been canceled in time to avoid charges. I hated paying for a day that never happened, but I paid the documented amount under the contract rather than inventing a reason it didn't apply.
My mother went with me to collect the cake topper from storage. It was a little wooden sign that said THE WARDS, cut by Eli's workshop. I placed it in a donation bin rather than taking a hammer to it. There were enough broken things already.
At the bakery, Jo handed me another envelope. A supplier wanted payment of a balance I thought had cleared months earlier. The transfer had gone through Nathan's vendor account instead of directly to the supplier, and the supplier said the money never arrived.
"We can't lose flour deliveries," Jo said.
"We won't."
I called the supplier, disclosed the problem as accurately as I could, and arranged a short schedule that would keep current orders filled while we investigated the earlier transaction. The supplier agreed, but required cash-on-delivery for a month.
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I signed the revised terms and looked at our cash-flow forecast.
For the first time since the wedding, I was afraid the bakery might close even if we proved I hadn't authorized the loan.